Mortgage Company Creates Marketing Niche as Lending Rules Tighten

 

There is hope for many borrowers who cannot quality for a typcial mortgage due to the new lending rules. WJ Bradley Mortgage Capital, a Colorado home loan originator, considers those who are left in the dust by the new rules to be the perfect opportunity.

According to an article on Reuters, WJ Bradley will welcome borrowers who have debt-to-income ratios and FICO scores that are outside levels required for typical agency home loans. They will begin lending around the US in the next month or so. WJ Bradley plans to offer one type of loan to begin with a 5/1 ARM, an adjustable-rate mortgage that has a five-year introductory fixed-rate period before it adjusts once a year thereafter.

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